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Family at a Beach


Whether you are buying your 1st home or your 100th home, we have custom solutions to fit every situation.

Cash offers have an 80% better chance of getting accepted than a traditional mortgage, even if the offer price is lower! With bidding wars and multiple offer situations, staying competitive is more important than ever. From bridge loans to pre-underwriting, we ensure our clients are the strongest buyers they can be so that they can get the home of their dreams. 

We deliver a highly customized financial lending solution for our clients to best utilize their home to meet short term and long term goals. Finding the right loan product for each situation involves careful consideration of your needs, finances and history. We are here to guide you through the process.


We have been lucky to have helped thousand of families fulfill their dreams of home ownership and build wealth. Below is a summary of some of the different loan types we offer. Call today to find out what is best for your situation.

Ready to get started?

This program is for homeowners who are caught between selling your current home and buying your dream home. 

Our Loan Officers

Jim-Black (2)_edited.jpg

Jim Black

Co-Founder + CLO

(925) 285-4898

NMLS 633511/2362319

DRE 02174879

Megan Kilmer

REALTOR® + Loan Officer

(831) 888.7530

DRE 02095192

NMLS 2436714

Additional Loan Products

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