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Jim and Mitch

"Homebuying without a Hitch!"

Your Mortgage and Lending Experts

About Jim

About Mitch 


Jim is our broker of record and is a 20-year veteran in Mortgage Loan Originations as a producing independent owner. Jim helped over 8,200 families with the dream of homeownership. Jim has consistently been ranked in the top 100 Mortgage Loan Officers nationally out of 40,000 (Scotsman Guide). Jim brings a marketing and strategic perspective for integrating the mortgage broker and mortgage banking into custom solutions that are in the best interest of the client, not the bank. Jim and his family (2 girls) enjoy their time on the coast and are active participants in the community through school, volunteering, charities like The Guardsmen, and coach sports.

 Mitch Stelling is your trusted mortgage professional at Revest Loans. A native of Santa Cruz/Bay Area, Mitch brings a wealth of market knowledge to assist you whether you're buying, selling, or refinancing a property. With a unique perspective and access to over 50+ lenders nationwide, Mitch is dedicated to helping clients achieve their financial and homeownership goals. He provides tailored guidance and education throughout the mortgage process, offering some of the best rates in the market. Furthermore, Mitch's commitment doesn't end at your purchase; he's here in the future to optimize your refinancing options and maximize your financial opportunities. With a strong focus on customer service, Mitch strives to ensure a smooth and stress-free mortgage experience, forging a lasting partnership dedicated to your ongoing financial success.

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Loan Products

 You Will Love!

Traditional Loans

FICO as low as 600 and as little as 3% down!

Jumbo Loans

Up to $5M loan amounts.

Bank Statement Loans

No tax return needed!

FHA Loan

3.5% down up to $1,150,000 loan amount.

VA Loan

0% Down with no PMI up to $2M in Price.

Reverse Mortgage

Easy Qualifying and No Mortgages Payments.

Bridge Loans

For commercial or investment properties. Close fast & compete with cash offers!

Buy Before You Sell

Make non-contingent offers that function like all cash offers and are more likely to win in today‘s market.

Asset Depletion Loans

Qualify using assets rather than income.


For investment properties. Qualify based on rental income alone.

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  • Discover financial programs tailored to your needs

  • Get personalized mortgage options, competitive rates, and expert advice

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Discover your home equity with a free home equity report. Get customized home valuation, equity analysis, and expert advice to navigate your goals and financial options.


Tony R.

All I can say is, "Wow!" Jim and his team were amazing. This transaction took only 15 days from finding the property to getting the keys. The team worked like a well-oiled machine to push this transaction through... I would absolutely use them again.

Chris S.

The team knocked it out of the park for my family on our recent home purchase! Jim and his team were able to come up with creative solutions when last-minute wrinkles in the plan popped up. We were out of town for 100% of the transaction

Max E.

It’s hard to even find the words to describe Jim Blacks involvement in this highly important and sensitive matter. Even during the global pandemic , Jim and his staff meticulously worked tirelessly to help us achieve our goal..

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About Revest Homes

Revest Homes provides custom real estate planning and complete solutions for every stage of life. We have a network of professionals around the US that follow the same values we do - we REVEST in you, providing clients with "Stress Free" real estate experiences click to learn more about our BEST OF REVEST partners in your area. 

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Mitch Stelling

Loan Officer

call/text: 831-431-0726

DRE 02212314 | NMLS 2318256

Jim Black

Loan Officer

call/text: 925-285-4898

NMLS 633511/2362319

DRE 02089890/02174879

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